sebrakan

03:30 Jan 23, 2013
Indonesian to English translations [PRO]
Law/Patents - Finance (general) / notary
Indonesian term or phrase: sebrakan
PERJANJIAN KREDIT DENGAN JAMINAN FIDUSIA SISTEM SEBRAKAN
santi rahayu


Summary of answers provided
5 +1short term balloon payment
ErichEko ⟹⭐
3short-term loan
Kaharuddin


  

Answers


30 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
short-term loan


Explanation:
Jenis pinjaman secara umum ada 2 (dua) macam, yaitu yang pertama adalah pinjaman biasa dengan rentang waktu pinjaman tertentu, misal 3 bulan, 6 bulan dan seterusnya. Sedangkan jenis pinjaman yang kedua, istilah adalah pinjaman "sebrakan" yaitu pinjaman jangka pendek yang pengembaliannya hanya 1 (satu) kali saja dengan jangka waktu tertentu, misal 1 atau 2 bulan saja.


    Reference: http://www.anekamacam.com/bank_mini.php?pageNum_Recordset1=0...
Kaharuddin
Indonesia
Local time: 06:59
Native speaker of: Native in IndonesianIndonesian, Native in EnglishEnglish
Login to enter a peer comment (or grade)

32 mins   confidence: Answerer confidence 5/5 peer agreement (net): +1
short term balloon payment


Explanation:

Dari Ref 1 di bawah, kredit sebrakan memiliki ciri-ciri berikut:

1-berjangka pendek
2-mengangsur hanya bunga, sementara pokok dibayar penuh di akhir masa pinjaman.

Ciri pertama diterjemahkan dengan mudah menjadi short term. Nah, untuk ciri kedua, perhatikan kesamaannya dengan model pembayaran balloon payment pada Ref 2.

Ref 1: http://bprartaagung.co.id/produk.php?page=5
Kredit Bulanan Insidentil atau disebut pula dengan Kredit Sebrakan adalah kredit dengan jangka waktu pendek (maksimal 6 bulan) ditujukan untuk perorangan atau badan usaha/ perusahaan. Dengan pengembalian berupa angsuran bunga, sedang pokok pinjaman dilunasi saat jatuh tempo.

Ref 2: http://www.encyclopediaofcredit.com/Balloon-Payment-or-Payme...
An example of a balloon payment would be one in which the borrower paid interest only on the debt until its maturity at which point the entire borrowed amount becomes due and payable.

Barangkali, tebakan saya, sebrakan = seabrekan, alias semua pokok dibayar di belakang.

ErichEko ⟹⭐
Indonesia
Local time: 05:59
Works in field
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 41

Peer comments on this answer (and responses from the answerer)
agree  Adinda Presanti
2 days 9 hrs
Login to enter a peer comment (or grade)



Login or register (free and only takes a few minutes) to participate in this question.

You will also have access to many other tools and opportunities designed for those who have language-related jobs (or are passionate about them). Participation is free and the site has a strict confidentiality policy.

KudoZ™ translation help

The KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.


See also:
Term search
  • All of ProZ.com
  • Term search
  • Jobs
  • Forums
  • Multiple search