https://www.proz.com/kudoz/romanian-to-english/accounting/6941902-credite-subgarantate-si-supragarantate.html

Glossary entry

Romanian term or phrase:

credite subgarantate si supragarantate

English translation:

under- and over-secured / - collateralis/zed loans and advances > credit facilities

Added to glossary by Adrian MM.
Mar 16, 2021 17:41
3 yrs ago
9 viewers *
Romanian term

credite subgarantate si supragarantate

Romanian to English Bus/Financial Accounting
Credite subgarantate si Credite supragarantate

Bilant contabil
Change log

Apr 7, 2021 11:30: Elena Created KOG entry

Apr 7, 2021 13:26: Adrian MM. changed "Edited KOG entry" from "<a href="/profile/2808016">Elena's</a> old entry - "credite subgarantate si supragarantate"" to ""under- and over-secured loans and advances > credit facilities""

Apr 7, 2021 14:07: Adrian MM. changed "Edited KOG entry" from "<a href="/profile/2688125">Adrian MM.'s</a> old entry - "credite subgarantate si supragarantate"" to ""under- and over-secured / - collateralis/zed / loans and advances > credit facilities""

Apr 7, 2021 14:08: Adrian MM. changed "Edited KOG entry" from "<a href="/profile/2688125">Adrian MM.'s</a> old entry - "credite subgarantate si supragarantate"" to ""under- and over-secured / - collateralis/zed loans and advances > credit facilities""

Proposed translations

+1
2 hrs
Selected

under- and over-secured loans and advances > credit facilities

- as opposed to unsecured debts and USA: pre-preferred UK: pre-peferential *claims* on and in insolvency.

Ref.:

(i) acele creditele unde valoarea neta prezenta a garanțiilor și alte sustineri ale creditului sunt egale sau depășesc valoarea contabilă a activului ("active supragarante") și (ii) acele credite unde valoarea neta prezenta a garantiilor si alte sustineri ale creditului sunt mai mici decât valoarea contabilă a activului ("active subgarantate").

Alas, I can read an English balance sheet rather than the Romanian ... or Moldovian language.

Example sentence:

A car loan and mortgage are the most common types of secured loan.

Peer comment(s):

agree Peter Shortall : Or under- and overcollateralised
2 days 16 hrs
Thanks, Peter. Yours is the entry I'll add 'unhyphenated' to the Glossaries, whilst leaving my idea as an 'undercurrent'-
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4 KudoZ points awarded for this answer. Comment: "Multumesc!"