Страховка для Своих

23:28 May 18, 2017
This question was closed without grading. Reason: No acceptable answer

Russian to English translations [PRO]
Bus/Financial - Insurance / Automobile insurance
Russian term or phrase: Страховка для Своих
or "Автогражданка для Своих" a type of coverage that will pay for damages caused "by" third parties to the insured's vehicle. The company will then pursue the third party and/or his/her insurance for recovery, without involving the insured person.
Is this like "Uninsured third party" coverage, or "Comprehensive insurance" or something altogether special?
Michael Moskowitz
Local time: 07:02


Summary of answers provided
3 +1Easy reimbursement insurance
Mikhail Popov
3“One stop shop” insurance indemnity
Lazyt3ch
3no-fault insurance
Frank Szmulowicz, Ph. D.


  

Answers


3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
Easy reimbursement insurance


Explanation:
This probably means that Insured person will get his reimbursement from his own insurance company, rather than going to the Third party's insurance company.
First option is considered to be easier for the Insured person, because he knows his company already.
Second option was the traditional one for OSAGO (Russian compulsory civil liability motor-vehicle insurance)

Mikhail Popov
Montenegro
Local time: 12:02
Native speaker of: Russian

Peer comments on this answer (and responses from the answerer)
agree  Stanislav Osadchiy: Точно, Михаил...http://forinsurer.com/news/16/04/12/33731
1 day 10 hrs
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6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
“One stop shop” insurance indemnity


Explanation:
Insurance indemnity is paid based on the “one stop shop” principle.


Lazyt3ch
Local time: 16:02
Native speaker of: Native in RussianRussian
PRO pts in category: 4
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12 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
no-fault insurance


Explanation:
In its broadest sense, no-fault insurance is any type of insurance contract under which insureds are indemnified for losses by their own insurance company, regardless of fault in the incident generating losses. In this sense, it is no different from first-party coverage. However, the term "no-fault" is most commonly used in the context of state/provincial automobile insurance laws in the United States, Canada, and Australia, in which a policyholder (and his/her passengers) are not only reimbursed by the policyholder’s own insurance company without proof of fault, but also restricted in the right to seek recovery through the civil-justice system for losses caused by other parties.
https://en.wikipedia.org/wiki/No-fault_insurance

Frank Szmulowicz, Ph. D.
United States
Local time: 07:02
Native speaker of: Native in EnglishEnglish, Native in PolishPolish
PRO pts in category: 36
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