Apartado

English translation: set-asides

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:Apartados
English translation:set-asides
Entered by: patinba

10:47 Feb 23, 2021
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / Bank Statement
Spanish term or phrase: Apartado
Hello,

I hope someone can help with this. I am looking for the best translation for the word "Apartado" in a bank statement. I have seen the previous proposed translations, but in this case it is money that is set aside for whatever you decide to use later.

In other words, you decide to put some money away for savings or to pay for your fixed expenses. So layaway doesn't feel quite right. And it is for UK English.

On the bank statement it comes as "Estado de cuenta de apartados" and then it states "Ahorro" and the quantity on the right.

Your help is much appreciated!

Thank you,

Pamela
Pamela Olea
United Kingdom
Local time: 06:42
set-asides
Explanation:
A literal translation might work.

"set-asides statement"

Managing Your Personal Finances - Google Books Resultbooks.google.com.ar › books
Joyce M. Pitts · 1987 · ‎Finance, Personal
Set - asides are variable amounts of money accumulated for special ... some of this money to a savings account to contribute to some of your future goals .

Savings Incentives: Hearing Before the Subcommittee on ...books.google.com.ar › books
United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy · 1981 · ‎Government publications
The housing savings account in S. 24 would allow a deduction up to $3,000 (joint ... what they do anyway and excludes those who cannot afford such set asides.

Bangladesh's microsavings revolution - The country has done ...www.e-mfp.eu › blog › bangladesh-s-microsavings-rev...
Sep 23, 2020 — These are ordinary 'passbook' savings account where any amount can be ... of small set-asides that create usefully large lump sums of money.
Selected response from:

patinba
Argentina
Local time: 03:42
Grading comment
Thank you
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +2set-asides
patinba
4 +1(jam)jar
philgoddard
4earmark (UK meaning)
Francois Boye
4Section
neilmac
3personal budgeting
Emiliano Pantoja
1Designated
Wordrow (X)


  

Answers


15 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
personal budgeting


Explanation:
make a budget

You Need A Budget (YNAB)

Emiliano Pantoja
Spain
Local time: 07:42
Specializes in field
Native speaker of: Native in SpanishSpanish
PRO pts in category: 19
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31 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +2
set-asides


Explanation:
A literal translation might work.

"set-asides statement"

Managing Your Personal Finances - Google Books Resultbooks.google.com.ar › books
Joyce M. Pitts · 1987 · ‎Finance, Personal
Set - asides are variable amounts of money accumulated for special ... some of this money to a savings account to contribute to some of your future goals .

Savings Incentives: Hearing Before the Subcommittee on ...books.google.com.ar › books
United States. Congress. Senate. Committee on Finance. Subcommittee on Savings, Pensions, and Investment Policy · 1981 · ‎Government publications
The housing savings account in S. 24 would allow a deduction up to $3,000 (joint ... what they do anyway and excludes those who cannot afford such set asides.

Bangladesh's microsavings revolution - The country has done ...www.e-mfp.eu › blog › bangladesh-s-microsavings-rev...
Sep 23, 2020 — These are ordinary 'passbook' savings account where any amount can be ... of small set-asides that create usefully large lump sums of money.

patinba
Argentina
Local time: 03:42
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 1430
Grading comment
Thank you

Peer comments on this answer (and responses from the answerer)
agree  Luis M. Sosa
2 hrs
  -> Gracias, Luis!

agree  bigedsenior: that is the 1st thing that came to mind
20 hrs
  -> Thank you!
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1 hr   confidence: Answerer confidence 1/5Answerer confidence 1/5
Designated


Explanation:
The checking account holder is using an "apartado" for predetermined, specific purposes

Example sentence(s):
  • The checking account holder asked her bank representative to open a separate, designated account to help fund a child's future education

    https://www.apartmenttherapy.com/checking-account-utilities-36877780
Wordrow (X)
United States
Local time: 02:42
Native speaker of: Native in EnglishEnglish, Native in SpanishSpanish
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3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
earmark (UK meaning)


Explanation:
https://dictionary.cambridge.org/us/dictionary/english/earma...

Francois Boye
United States
Local time: 02:42
Specializes in field
Native speaker of: Native in FrenchFrench
PRO pts in category: 335
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4 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
(jam)jar


Explanation:
By coincidence, I got an email from my bank today telling me about these.


A jar is a place in your TransferWise account where you can stash away money you want to use later — in any currency. Money in a jar can not be spent on your debit card or used to pay via direct debit, until you move it back to your balances.
http://transferwise.com/gb/blog/save-with-jars-feature-launc...

This type of account is sometimes called a jam jar account. They can be useful in helping you to budget, allowing you to put money into different ‘pots’ or ‘jars’.
http://www.theguardian.com/money/2015/may/16/change-account-...

Jars make it easy to set aside money every payday. Set up individual Jars for different goals, and easily track your progress.
Better still, Jars are completely separate from your checking account. Stopping you from digging into your savings!
http://douugh.com/features/savings-jars/

philgoddard
United States
Specializes in field
Native speaker of: English
PRO pts in category: 376

Peer comments on this answer (and responses from the answerer)
agree  Robert Carter: Convincing.
1 day 5 hrs
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9 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Section


Explanation:
This is how I usually translate it. (Unless it's "apartado de correos" = PO box).
I understand it to mean that the bank account will have different sections - for example my own account has a savings section (ahorros) and current (corriente). So it's really like having two accounts in one.

Example sentence(s):
  • currently stash it all in my checking account's "savings" section ...
  • Please refer to the Share Account (Savings) section in this Account Agreement...

    https://www.redfcu.org/Assets/uploads/pdfs/AcctAgreement.pdf?Account+and+++Electronic+Services++Agreements
neilmac
Spain
Local time: 07:42
Native speaker of: Native in EnglishEnglish
PRO pts in category: 227
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