comprobante de contratación de depósito a plazo

English translation: Time-deposit contract slip

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:comprobante de contratación de depósito a plazo
English translation:Time-deposit contract slip
Entered by: María Eugenia Wachtendorff

02:16 Apr 19, 2021
Spanish to English translations [PRO]
Bus/Financial - Finance (general)
Spanish term or phrase: comprobante de contratación de depósito a plazo
Es el nombre de un documento bancario chileno. Yo diría "Time Deposit Voucher" o "Time Deposit Receipt", pero no encuentro ninguna coincidencia para estas traducciones en Google.

El documento es una hoja que contiene el nombre y la cédula de identidad del cliente, la moneda de la transacción, el número del comprobante, fecha y hora y el monto invertido. A continuación, bajo el título "Origen", se detalla lo siguiente:

Tipo de depósito: Depósito a plazo fijo
Fecha de emisión:
Número de depósito:
Fecha de vencimiento:
Tasa período:
Cuenta cargo:
Monto a recibir:

¡No puedo creer que esté haciendo esta pregunta! Agradeceré infinitamente su ayuda, colegas.
María Eugenia Wachtendorff
Chile
Local time: 06:36
US Am.: Certificate UK: Memorandum of Time-Deposit Agreement
Explanation:
I'm none too sure about a voucher or receipt cf. proof in West.

Memorandum of Deposit in UK banking is sthg else, namely a Pledge of Docs., Deeds + Valuables cf. 'memorandum of deposit of fixed deposit receipts' in certain other Brit. Commonwealth countries.



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Note added at 1 jour 5 heures (2021-04-20 07:25:58 GMT)
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OK, Maria. I - after myself working in the City of London pre-Internet up to 40 years ago - would now call these vouchers: ' 'time-deposit contract slip/s'

https://onlinecheckwriter.com/deposit-slip/
Selected response from:

Adrian MM.
Austria
Grading comment
Thanks a lot for your help, Adrian! My translation will be used in renewing a residence visa in the United Kingdom :)
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +1fixed-term deposit receipt
David Hollywood
3 +2US Am.: Certificate UK: Memorandum of Time-Deposit Agreement
Adrian MM.


  

Answers


4 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
fixed-term deposit receipt


Explanation:
I would say

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Note added at 5 mins (2021-04-19 02:21:44 GMT)
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A Fixed Deposit Receipt is proof that the depositor has kept a certain amount for a specified time period at the prevailing fixed rate of interest locked in the bank. This receipt or document contains every single detail of the scheme.

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Note added at 8 mins (2021-04-19 02:24:22 GMT)
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Fixed Deposits (FDs) are the most common instruments of saving and investment for the masses in general. An FD provides the depositor with guaranteed returns in the form of interest on the amount invested. Fixed deposits carry minimum risk and offer higher rate of interest in comparison to a savings bank account. The date of maturity is pre-selected by the depositor. All banks offer the facility to open FDs from the retail branch, online as well as through mobile/phone applications. Once you open an FD, the bank will provide a Fixed Deposit Receipt (FDR) as an acknowledgement of investment. The acknowledgement slip contains important details regarding your FD.

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Note added at 9 mins (2021-04-19 02:26:09 GMT)
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Every time you enter the bank to open a deposit, you might be taken a back, when the bank talks about a term deposit, whereas you actually want to open a fixed deposit. Is there a difference between term deposit and fixed deposit? Actually, there is no difference between a term deposit and a fixed deposit. Both are one and the same. Most bankers tend to use the word term deposit.

Read more at: https://www.goodreturns.in/classroom/2016/06/what-is-the-dif...

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Note added at 13 mins (2021-04-19 02:29:57 GMT)
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The Bank issues receipt (Term Deposit Receipt - TDR) for amounts kept in each fixed deposit account. ... In the absence of specific instructions from the customer, a Term Deposit on maturity is automatically renewed for the same period at the rate of interest prevailing on the date of maturity.

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Note added at 14 mins (2021-04-19 02:30:59 GMT)
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suerte y saludos MEW

David Hollywood
Local time: 06:36
Works in field
Native speaker of: English
PRO pts in category: 842
Notes to answerer
Asker: Thank you so much, David! I've always called them "time deposits". US English learned at The Chase Manhattan Bank some forty years ago... well... :))


Peer comments on this answer (and responses from the answerer)
agree  Luis M. Sosa
11 hrs
Login to enter a peer comment (or grade)

6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +2
US Am.: Certificate UK: Memorandum of Time-Deposit Agreement


Explanation:
I'm none too sure about a voucher or receipt cf. proof in West.

Memorandum of Deposit in UK banking is sthg else, namely a Pledge of Docs., Deeds + Valuables cf. 'memorandum of deposit of fixed deposit receipts' in certain other Brit. Commonwealth countries.



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Note added at 1 jour 5 heures (2021-04-20 07:25:58 GMT)
--------------------------------------------------

OK, Maria. I - after myself working in the City of London pre-Internet up to 40 years ago - would now call these vouchers: ' 'time-deposit contract slip/s'

https://onlinecheckwriter.com/deposit-slip/

Example sentence(s):
  • A time deposit is an interest-bearing bank account that has a pre-set date of maturity. A certificate of deposit (CD) is the best-known example. The money must remain in the account for the fixed term in order to earn the stated interest rate.
  • This Agreement, along with any other documents we provide you pertaining to your Certificate of Deposit (CD), is a *contract* that establishes rules which control your account with us.

    Reference: http://www.proz.com/personal-glossaries/entry/18260294-dep%3...
    Reference: http://www.bankerstrust.com/certificate-of-deposit-cd-agreem...
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 139
Grading comment
Thanks a lot for your help, Adrian! My translation will be used in renewing a residence visa in the United Kingdom :)
Notes to answerer
Asker: Hello, Adrian. The documents I'm translating are vouchers my client himself gets as he processes his investments online. These are not formal certificates like the ones I used to see at Chase Manhattan 40 years ago. There are also several Term Deposit Renewal Vouchers.


Peer comments on this answer (and responses from the answerer)
agree  patinba: "Certificate of Time Deposit" definitely in my days in banking
2 hrs
  -> Thanks and gracias. The asker is now moving into the realms of Internet-generated vouchers.

agree  Catherine Earle
6 hrs
  -> Thanks and gracias, Catherine
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