Professional indemnity insurance in Italy? Autor de la hebra: Colin Ryan (X)
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Colin Ryan (X) 
Local time: 12:35
italiano al inglés
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Hi all,
I'm thinking of getting professional indemnity insurance (due to a rather severe contract I've signed). I'm in Italy and I'm a freelance. Have any other freelance translators in Italy done this, and if so, what kind of premiums are you paying? I know the premium depends on the level of cover I'd need, which I imagine would be up to half a million euro - but really I'm just picking that number out of the air.
Any replies gratefully appreciated.
Colm
| | | | | General advice | Jun 4, 2007 |
Hi Colm,
Can't help with specific input on PI insurance in Italy, but as you mention you've already signed the contract you require cover for, I thought I'd mention a new policy wouldn't necessarily cover existing risks, so just make sure before actually taking the policy out, ok?
Another way of limiting liability (and a possible way to counteract the need for hefty PI insurance) in future would be to limit your liability - on any grounds whatsoever - to the invo... See more Hi Colm,
Can't help with specific input on PI insurance in Italy, but as you mention you've already signed the contract you require cover for, I thought I'd mention a new policy wouldn't necessarily cover existing risks, so just make sure before actually taking the policy out, ok?
Another way of limiting liability (and a possible way to counteract the need for hefty PI insurance) in future would be to limit your liability - on any grounds whatsoever - to the invoice amount for the job in question in your own set of business terms and conditions which are binding on the client.
Keep well
Deborah
[Edited at 2007-06-04 21:40] ▲ Collapse
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Hi Colm
Hope you are OK.
I know AITI offer cover for their members - see their website for details.
You would have to get into AITI first though....
Take Care - Isabel
| | | | Giles Watson
Italia
Local time: 12:35
italiano al inglés
In Memoriam | Watch out for the "validità territoriale" clause | Jun 4, 2007 |
Hi Colm,
Not so long ago, I asked my insurer, an agent for a major Italian company, for a quote on a PI policy.
He was only too happy to provide one but could only offer cover for countries in Europe not currently engaged in wars or revolutions. Since a fair whack of my work comes from the more peaceful parts of America, this was not the best of news.
If I remember correctly, the restriction is an industry-wide one and applies to all such policies stipulate... See more Hi Colm,
Not so long ago, I asked my insurer, an agent for a major Italian company, for a quote on a PI policy.
He was only too happy to provide one but could only offer cover for countries in Europe not currently engaged in wars or revolutions. Since a fair whack of my work comes from the more peaceful parts of America, this was not the best of news.
If I remember correctly, the restriction is an industry-wide one and applies to all such policies stipulated in Europe.
FWIW
Giles ▲ Collapse
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Colin Ryan (X)
Local time: 12:35
italiano al inglés
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PERSONA QUE INICIÓ LA HEBRA | Thanks to all! | Jun 5, 2007 |
Thanks, everyone! I really appreciate your answers. (Hi Isabel! Sorry I haven't written... been snowed under with work...
That's a very good point about not being able to insure an existing risk - I hadn't thought of that. Probably an insurer would be very wary indeed seeing as I've already signed the darn contract. Silly me.
I'll look into the AITI...
Colm
[Editado a las 2007-06-05 06:54]
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Hi Colin. Pls be very wary of insurance companies especially in Italy. Some of my colleagues have got some "hassles" from signing bad or even fake insurance policies.
Rob
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