Glossary entry (derived from question below)
Dutch term or phrase:
studie- en administratiekosten
English translation:
research and administration fees
Added to glossary by
Willemina Hagenauw
Dec 6, 2018 16:57
5 yrs ago
Dutch term
studie- en administratiekosten
Dutch to English
Bus/Financial
Business/Commerce (general)
Credit agreement
This is from a Belgian credit agreement from a bank. The document states all of the provisions and then states:
"Wij debiteren uw rekening met €XXXXX voor studie- en administratiekosten". I assume that "studie" does not refer to study or education as it does not fit in the context of this document. Can it mean something else in Flemish? Many thanks!
"Wij debiteren uw rekening met €XXXXX voor studie- en administratiekosten". I assume that "studie" does not refer to study or education as it does not fit in the context of this document. Can it mean something else in Flemish? Many thanks!
Proposed translations
(English)
3 | research and administration fees | Lianne van de Ven |
3 | notarial ?? | James Duncan |
3 | application search costs | Marijke Singer |
3 | credit check fees | Kitty Brussaard |
Proposed translations
1 hr
Selected
research and administration fees
Zie discussie hierboven. Ik ben niet zeker van de beste vertaling. Research verwijst meestal naar wetenschappelijk onderzoek. In de VS wordt gesproken van closing costs, een verzamelterm voor allerlei kosten i.v.m. het afsluiten van een hypotheek, of
origination fee i.v.m. het afsluiten van een persoonlijke lening.
https://www.investopedia.com/terms/o/origination-fee.asp
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Note added at 1 hr (2018-12-06 18:17:11 GMT)
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Dit voorgestelde antwoord is de meest letterljke vertaling. Ik denk dat je meer info nodig hebt (doel, audience) voor een betere vertaling.
origination fee i.v.m. het afsluiten van een persoonlijke lening.
https://www.investopedia.com/terms/o/origination-fee.asp
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Note added at 1 hr (2018-12-06 18:17:11 GMT)
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Dit voorgestelde antwoord is de meest letterljke vertaling. Ik denk dat je meer info nodig hebt (doel, audience) voor een betere vertaling.
4 KudoZ points awarded for this answer.
Comment: "Thanks for all contributions. This one fitted best in my context. "
15 mins
notarial ??
studie = kantoor van een notaris
1 hr
application search costs
I think they mean this. See:
https://help.clearscore.com/hc/en-us/articles/115005357189-W...
"There are two different types of search – 'quotation' or 'personal' searches and 'credit application' searches.
A quotation or personal search (soft search) is used in background checks or when you check your own report. A quotation search will also be generated when you go on the 'Offers' page in order to display personalised offers for you. These may appear in your ClearScore account under the name of the providers who conducted the search, but will only be visible to you. Quotation searches do not have any impact on your credit score.
A credit application search (hard search) occurs when a lending company checks your report before making a decision on whether to accept your application. This shows up on your report and stays there for 12 months.
If you have a lot of credit application searches, a lender may automatically reject you as these applications make it look like you rely on credit to get by, and that you could struggle to pay the money back."
https://help.clearscore.com/hc/en-us/articles/115005357189-W...
"There are two different types of search – 'quotation' or 'personal' searches and 'credit application' searches.
A quotation or personal search (soft search) is used in background checks or when you check your own report. A quotation search will also be generated when you go on the 'Offers' page in order to display personalised offers for you. These may appear in your ClearScore account under the name of the providers who conducted the search, but will only be visible to you. Quotation searches do not have any impact on your credit score.
A credit application search (hard search) occurs when a lending company checks your report before making a decision on whether to accept your application. This shows up on your report and stays there for 12 months.
If you have a lot of credit application searches, a lender may automatically reject you as these applications make it look like you rely on credit to get by, and that you could struggle to pay the money back."
1 day 3 mins
Dutch term (edited):
studiekosten
credit check fees
Depending on the actual context, this might be another option for 'studiekosten', assuming this refers to the fees charged for performing a credit check on the applicant business/person(s).
In a wider sense the fees component of borrowing costs includes i.c. may include loan application fees, appraisal fees and credit check fees. See f.i.
https://www.fundera.com/blog/cost-of-debt
In a wider sense the fees component of borrowing costs includes i.c. may include loan application fees, appraisal fees and credit check fees. See f.i.
https://www.fundera.com/blog/cost-of-debt
Discussion
Reverso.net:
Deze totale kosten omvatten een rentecomponent en een component overige (ermee samenhangende) kosten, zoals de onderzoeks - en administratiekosten, kosten voor het opstellen van de documenten, garanties, kredietverzekering, enz.
These total costs comprise an interest rate component and a component of other (related) charges, such as the cost of inquiries, administration, preparation of the documents, guarantees, credit insurance, etc. 11.