This question was closed without grading. Reason: Answer found elsewhere
Aug 16, 2020 00:27
3 yrs ago
24 viewers *
Spanish term

efect prést.

Spanish to English Bus/Financial Insurance table of values
I have a life insurance policy from Puerto Rico.
The TABLE OF VALUES FOR EACH $1,000 OF INITIAL INSURANCE AMOUNT has the following headers:

EDAD
Factor de Caducidad
(Column) (Column)
***Efect. Seguro
Prést.*** Saldado


Starting at age 64 with both Efect. Prest. and Seguro Saldado at 0
ending at age 75 with Efect. Prest. 908.07 and Seguro Saldado at 1000


Thanks for all suggestions.

Discussion

wendy griswold (asker) Aug 16, 2020:
Phil,thank you. It is definitely "efect prést." with the accent and "seguro saldado." Sorry I confused things and sorry I couldn't recreate the columns better. It is possible to take a loan out on this policy.
philgoddard Aug 16, 2020:
My first thought was prestaciones, benefits, but then the accent would be wrong. You've used it in some cases, but not in others.

And are you sure it's not "efect. seguro" and "prést. saldado"? That could be "cover effective" and "loan repaid". Is there a loan involved?

Proposed translations

10 hrs
Spanish term (edited): efecto préstamo / seguro

commencement > effective date of loan; inception of insurance

Again, at least two different questions, so two different answers predicated on dates follwing the tersm,
Peer comment(s):

neutral philgoddard : I think you've misunderstood the question - Wendy is not asking about "seguro saldado". And "préstamo" would make sense only if the policy were used to secure a loan.
20 mins
I never answered the saldado part and I - as a law clerk having en/in dorsed over clients' life policies as collateral for a cash loan - clearly spell out an endowment-type mortgage in the other, related answer.
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