Risky loan discount

19:02 Dec 6, 2022
English to Serbian translations [PRO]
Bus/Financial - Finance (general) / Risk assessment
English term or phrase: Risky loan discount
NPV of expected loan payments = sum{ Expected payment from loan (y) / risky loan discount (y) }
“Risky loan discount” can for example be estimated from CAPM or the rate charged on the loan if it was not guaranteed
Tamara Vlahovic Sanovic


Summary of answers provided
3popust na rizične kredite; povoljniji uslovi/olakšice za rizične kredite
Nebojša Mihaljević


  

Answers


29 days   confidence: Answerer confidence 3/5Answerer confidence 3/5
risky loan discount
popust na rizične kredite; povoljniji uslovi/olakšice za rizične kredite


Explanation:
Reference:
1. https://www.lawinsider.com/dictionary/loan-discount:
a. Loan Discount means a decision made by the DEQ and ODOC under OAC 252:221, to allow a borrower to repay less than the full amount of a loan, subject to certain restrictions.

b. Also often called "points" or “discount points,” a loan discount is a one-time charge imposed by the lender or broker to lower the rate at which the lender or broker wouldotherwise offer the loan to you.

2. https://www.facebook.com/addiko.hr/posts/3221966754547887/?p...
Kako vam zvuči popust na kredit? I nama zvuči super! Samo sutra, 4. rujna, iskoristite posebnu Red Friday ponudu i podignite gotovinski kredit u Addiko banci uz 25% popusta.

3. http://www.zrtd.org/partneri:
Povoljniji kreditni uvjeti uz niže kamatne stope za stambene, nenamjenske i educa kredite

4. https://www.b92.net/biz/vesti/srbija/od-danas-mozete-traziti...
Reč je o mogućnosti produžetka otplate kredita za dve godine, što automatski znači mogućnost da zajam otplaćujete 24 meseca duže, ali i da vam mesečna rata bude značajno manja nego do sada.

Nebojša Mihaljević
Montenegro
Local time: 14:56
Native speaker of: Native in SerbianSerbian
PRO pts in category: 4
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