Glossary entry (derived from question below)
Portuguese term or phrase:
reserva da margem consignável
English translation:
payroll lending limit
Added to glossary by
Marlene Curtis
Jun 17, 2013 07:00
10 yrs ago
18 viewers *
Portuguese term
Increased output by using Dragon
Native in: English
Works in: French to English, Portuguese to English, Italian to English, and 3 more.
reserva da margem consignável
Portuguese to English
Bus/Financial
Finance (general)
Nessa operação, é providenciada a reserva da margem consignável junto ao seu órgão empregador ou pagador.
I understand that this is a percentage limit on how much can automatically deducted from a payroll or pension account to make the installment payments on a loan.
I understand that this is a percentage limit on how much can automatically deducted from a payroll or pension account to make the installment payments on a loan.
Proposed translations
(English)
| 4 | payroll lending limit |
Marlene Curtis
|
| 4 | reservation of consignable limit |
Martin Riordan
|
Change log
Jun 18, 2013 18:04: Marlene Curtis Created KOG entry
Proposed translations
3 hrs
Marlene Curtis
United States
United States
Native in Portuguese
&
English
Specializes in field
United States
Marlene Curtis
Native in: Portuguese 
, English
Works in: English to Portuguese, Portuguese to English
Related KudoZ points
:
941
Selected
payroll lending limit
Aqueles que decidiram aderir ao convênio anteciparam o recebimento do benefício do INSS em até 15 dias e tiveram esses valores integrados à sua margem consignável. previ.com.br
Those who decided to join the plan anticipated INSS benefits in up to 15 days and this amount was integrated to their payroll lending limit.
Those who decided to join the plan anticipated INSS benefits in up to 15 days and this amount was integrated to their payroll lending limit.
3 KudoZ points awarded for this answer.
Comment: "Thanks!
"
4 hrs
Martin Riordan
Brazil
Brazil
Native in Portuguese
&
English
Works in field
Brazil
Brazilian lawyer - 40+ years in Brazil
Native in: English (Variants: Scottish, British, UK, Irish, US, Australian, Canadian, New Zealand) 
, Portuguese (Variants: Brazilian, Mozambican, Angolan, European/Portugal)
Works in: Portuguese to English, English to Portuguese, English, and 1 more.
Related KudoZ points
:
182
reservation of consignable limit
Yes, in Brazil there is a limit of 30% of net monthly income/pension that can be consigned for payment of debt in installments. At least, that is the understanding of the courts in case law.
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Note added at 7 hrs (2013-06-17 14:11:56 GMT)
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What about "reservation of part of the amount that can be committed to loan repayment"?
As to "consignação do empréstimo", I'm sure this refers to tying the loan to deductions from payroll/state benefits. In both cases, it reduces the lender's risk, which is why these loans carry lower interest rates than regular loans. And, once someone retires, they are pestered by banks ringing up and offering these loans - I know!
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Note added at 7 hrs (2013-06-17 14:11:56 GMT)
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What about "reservation of part of the amount that can be committed to loan repayment"?
As to "consignação do empréstimo", I'm sure this refers to tying the loan to deductions from payroll/state benefits. In both cases, it reduces the lender's risk, which is why these loans carry lower interest rates than regular loans. And, once someone retires, they are pestered by banks ringing up and offering these loans - I know!
Example sentence:
o valor total dos descontos por empréstimos, pagamentos de juros e de taxas bancárias não podem ultrapassar 30% dos vencimentos líquidos do devedor
Note from asker:
| Thanks for your suggestion and the explanation. My problem with the answer is that "consignable" in this context would not be clear to a reader in the US. In a related expression, "consignação do empréstimo", I'm not sure how to render "consignação". "Consignment" wouldn't work and I think it refers to the granting of the loan or its being deposited in the borrower's account. |
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