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cédula rural pignoratícia

English translation: rural pledge note or rural product note

23:07 Apr 2, 2024
Portuguese to English translations [PRO]
Bus/Financial - Finance (general) / Crédito rural para plantio
Portuguese term or phrase: cédula rural pignoratícia
O termo aparece isolado no respectivo documento, mas encontrei a seguinte definição online:
CRP: título representativo de financiamento rural concedido por integrantes do Sistema Nacional de Crédito Rural.
A CRP é uma modalidade de cédula de crédito rural com promessa de pagamento em dinheiro. É emitida por pessoa física ou jurídica tomadora do financiamento rural.
É extraída com base no penhor rural e passa a valer como título de crédito autônomo e negociável. É um título de ampla utilização na concessão do crédito rural, especialmente pelas instituições financeiras oficiais.

https://www.b3.com.br/pt_br/produtos-e-servicos/registro/ren...
robson souza
Local time: 01:02
English translation:rural pledge note or rural product note
Explanation:
The term "Cédula Rural Pignoratícia" in English is translated as "Rural Pledge Note." It is a type of credit instrument used in rural financing, representing a promise to pay a certain amount of money. It is issued by individuals or legal entities who take out rural financing. The Rural Pledge Note is backed by a rural pledge (collateral), making it an autonomous and negotiable credit title. This financial instrument is widely used in the provision of rural credit, especially by official financial institutions, within the National System of Rural Credit. (from ChatGPT 4.0)

The link below uses rural product note.
Selected response from:

David Kane
Brazil
Local time: 01:02
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +1rural pledge note or rural product note
David Kane
4Secured Rural Note
Nathalie Sallum
3 -1certificate of agricultural AmE: lien > BrE fixed or floating: charge
Adrian MM.
Summary of reference entries provided
see
liz askew

  

Answers


9 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
rural pledge note or rural product note


Explanation:
The term "Cédula Rural Pignoratícia" in English is translated as "Rural Pledge Note." It is a type of credit instrument used in rural financing, representing a promise to pay a certain amount of money. It is issued by individuals or legal entities who take out rural financing. The Rural Pledge Note is backed by a rural pledge (collateral), making it an autonomous and negotiable credit title. This financial instrument is widely used in the provision of rural credit, especially by official financial institutions, within the National System of Rural Credit. (from ChatGPT 4.0)

The link below uses rural product note.


    https://www.b3.com.br/en_us/products-and-services/trade-repository/renda-fixa-e-valores-mobiliarios/agribusiness-letters-of-credit.htm
David Kane
Brazil
Local time: 01:02
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 4

Peer comments on this answer (and responses from the answerer)
agree  liz askew: FWIW, I think you should keep the Portuguese/Brazilian Portuguese as is with an explanation in Brackets. (Rural credit note)
12 hrs
  -> thanks, Liz
disagree  Nathalie Sallum: Pignoratícia means that the Note is guaranteed by a security interest, such as a pledge. I would translate it as "Secured Rural Note".
12 hrs
agree  Clauwolf
12 hrs
  -> thanks, Clauwolf
neutral  philgoddard: As is so often the case, CheatGPT seems convincing until you look closely and realise it doesn't make a lot of sense. I don't have a clear idea what this term means after reading it. What is 'a promise to pay a certain amount of money'?
13 hrs
  -> a pledge. Agreed, we can never just trust GPT, but many times it is helpful with more difficult terms.
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58 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): -1
certificate of agricultural AmE: lien > BrE fixed or floating: charge


Explanation:
The only thing I'm sure of is that agricultural - rather than rural - is used in this context, namely an agribusiness pledge, rather than a land mortgage of an agirgultural holding.




Example sentence(s):
  • As a guarantee, farmers provide the bank with real operation assets, such as soybeans, coffee, cattle or other commodities. Thus, in these operations, ... an Agricultural Deposit Certificate
  • UK: The Agricultural Credits Act 1928 (ACA 1928) allows a farmer to grant a single charge (described in ACA 1928 as an ‘agricultural charge’) to a bank over all their farming stock and other agricultural assets (but not the land which they farm).

    Reference: http://www.law.cornell.edu/wex/agricultural_lien
    Reference: http://www.b3.com.br/en_us/products-and-services/trade-repos...
Adrian MM.
Austria
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 24

Peer comments on this answer (and responses from the answerer)
disagree  liz askew: I think you need to investigate the meaning in Portuguese.
11 hrs
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12 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Secured Rural Note


Explanation:
Cédula Pignoratícia means that the instrument (the Note) is guaranteed by a security interest, such as a mortgage or a pledge, as opposed to Cédula Quirografária, which does not rely on a security interest (translation: Unsecured Note).

Nathalie Sallum
Brazil
Local time: 01:02
Specializes in field
Native speaker of: Portuguese
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Reference comments


12 hrs
Reference: see

Reference information:
https://revistapgbc.bcb.gov.br/revista/issue/view/36/169

*Advogada especialista em Direito Societário e Contratos, mestranda em Direito de Empresas e Atividades Econômicas pela Universidade do Estado do Rio de Janeiro (Uerj), com LLM em Direito Societário e Mercado de Capitais pelo Instituto Brasileiro de Mercado de Capitais (IBMEC). [email protected]. https://orcid.org/0000-0003-0272-2501.A Cédula de Crédito Rural EscrituralMaria Gabriela Garbelotti*Introdução. 1 Evolução histórica: da cédula rural pignoratícia à cédula de crédito rural escritural. 1.1 Conceituação de cédula de crédito rural de acordo com o Decreto. 1.2 Cédula de crédito rural escritural e a Lei do Agro. 2 As diferentes espécies de cédula de crédito rural e as peculiaridades de sua forma escritural. 2.1 Cédula rural pignoratícia escritural. 2.2 Cédula rural hipotecária escritural. 2.3 Cédula rural pignoratícia e hipotecária escritural. 2.4 A possibilidade de existência de cédula de crédito rural garantida por alienação fiduciária. 2.5 Nota de crédito rural escritural. 2.6 O protesto e ação de cobrança para as cédulas de crédito rural escriturais. Conclusão. Referências

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Note added at   12 godz. (2024-04-03 11:42:12 GMT)
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book-entry

could also be relevant here

liz askew
United Kingdom
Native speaker of: Native in EnglishEnglish
PRO pts in category: 17
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